In This Issue: A Higher Market Appears Likely in 2006 - Despite the risks, stocks look poised to post modest gains in the new year. Industries Seen with Above-Average Potential - S&P analysts are optimistic about the potential for the groups on these pages. Ten Stocks We Like for Potential Capital Gains - Here are five-STARS stocks that S&P analysts find particularly attractive for the next 12 months. Five-STARS Stocks: S&P's Strong Buy List - On these three pages are listed all the stocks that carry our analysts' highest ranking for expected total return over the next 12 months. How to Customize an ETF Portfolio - Standard & Poor's model portfolio of exchange-traded funds can be adjusted to meet specific financial goals. Building a Well-Balanced Portfolio - We believe the portfolio of four- and five-STARS stocks in the table below affords diversification among major industry groups. |