In This Issue:
• A Higher Market Appears Likely in 2006 - Despite the risks, stocks look poised to post modest gains in the new year.
• Industries Seen with Above-Average Potential - S&P analysts are optimistic about the potential for the groups on these pages.
• Ten Stocks We Like for Potential Capital Gains - Here are five-STARS stocks that S&P analysts find particularly attractive for the next 12 months.
• Five-STARS Stocks: S&P's Strong Buy List - On these three pages are listed all the stocks that carry our analysts' highest ranking for expected total return over the next 12 months.
• How to Customize an ETF Portfolio - Standard & Poor's model portfolio of exchange-traded funds can be adjusted to meet specific financial goals.
• Building a Well-Balanced Portfolio - We believe the portfolio of four- and five-STARS stocks in the table below affords diversification among major industry groups.

S&P Information Products

Browse S&P industry research products by category:

S&P Industry Surveys
S&P Industry Stock Reports
The Outlook
Search Engine Survey
Pocket Guides
Power Picks

About Standard & Poor's

Standard & Poor's is one of the world's preeminent providers of credit ratings, and for such globally recognized financial-market indices as the S&P 500®. S&P also provides a wide range of other products and services designed to help individuals and institutions around the world make better-informed financial decisions with greater confidence.