In This Issue: •Volatility: Too Low for Too Long?: Rebalance; don't retreat. •STARS Status: Changes in S&P analysts' STARS rankings for January 2 through January 5. •Wearing Many Caps: Some funds go "outside the box" to seek stocks of all market capitalization sizes. •TV Glassmakers: Clear and Cloudy: Long-terms trends are positive, but not all stand to benefit. We favor Corning over LG.Philips. •Favored Stocks You Can Buy Directly: Online stock-buying programs offer a disciplined approach to investing. Here are four stocks you might consider taking positions in. •The 9.4% Solution: The days of double-digit quarterly gains are probably behind us. •How to Avoid Credit Card Quicksand: Credit card companies lure you with gifts - but here's what you need to know before signing on the dotted line. •Master List 2006 Performance: Two of our long-term portfolios beat their benchmarks. •Industry Momentum Portfolio: This S&P portfolio identifies industry sectors with the potential for above-average price performance. Some of the Companies Featured: Anheuser-Busch
BellSouth
Constellation Brands
Crown Holdings
Double Hull Tankers
Emergency Medical Services
Lennar
Nice-Systems
Old Westbury Mid Cap Equity
Saks
Salesforce.com
Sonic Solutions
Take-Two Interactive Software
Varian Medical Systems
Wrigley | 
